Sunday, March 23, 2014

My understanding of Chapter 1, A way of viewing business



Chapter 1: A view of viewing business
As my understanding of this chapter, accounting is not just numbers anymore; it is a process for us to see what is going on with the business. It is a look of how business process and what is going on with business. Accounting is a way to understand how to use the information so we could communicate and connect to the economic and business realities of each firm easier. To my understanding, business is creating value substantially, real and actual value. In accounting, the word value is what the actual word that I should be looking for more. It is important as it describes the firm’s business activity and it would make a big difference if the value changes anytime.
I also see that in mainly Australia, New Zealand and UK (but a lot of other country as well) a lot of economic and business activity is conducted by people operating in firms. Firms are creating and exchanging value with other firms in markets and also in all different markets. I also understand that there are different types of markets in the business world. Which is input markets, products markets and capital markets. Input markets are the ones, exchanging value with suppliers and employees. Products markets are mainly exchanging value market with customers and capital markets are exchanging with equity owners and debt investor. I then see that a firm also communicated with government through the taxation and government regulations and services issues.
As mentioned before, value is a important words in aspect of accounting. Firm can destroy or create value through their activities. Business need to understand how to operate business so it creates value rather than destroy value. We need to understand that accounting isn’t just numbers; we used the information to understand what is going on with the business.
Firms are allowed to do many different things and in different sizes. I understand that businesses not just provide services to consumers, they could retail products or they could manufacture products. Also they could mix them up to achieve business need. Businesses are everywhere. I see that not every business are private owned. It could be run by government as well. Business (private business) can also run by one owner, more than one owner and a few staff and also by thousand of shareholders with large number of staff. But it does not affect how we see the business. No matter how small or big is the business; they all do bookkeeping to record transactions.
Now we are going to look more into types of businesses. A small business can run by one owner. This is call sole trader. To remember this name, I told myself the definition of sole is single while trader which is the person trading the services or products (which business does). Which than makes me remember easier that when I see sole, it is meaning of one. Sole trader has no separate legal status apart from its owner. The owner is in the business for themselves. The owner needs to be responsible to themselves regards to decisions or actions made.
Partnerships. Remember the word, partners. This is more than one. Partnerships are run by more than one owner. In this group, the owners pool their resources and share in the firm’s profit and loss together. Every partner in the business are set with partnership agreements, this is to make the relationship between the partners clear. This agreement is to help partners to sort out disputes they might occur over time.
Business can also run as a company. Companies than have their own separate legal entity separated to the owners. Another type of organization is as a trust. It is a relationship where trustee carry on a business for the benefit of certain beneficiaries. Trusts have a trust deed to sets out the relationship between beneficiaries and trustee.
Now we will look at keeping records of business. We have seen that records are to give us guidance and understanding the economic and business realities easier. But there is circumference that it failed to do this which is when things of the firm are first recorded. There is a big range of different people who is genuine interests in the firm’s operations. Firms can be commercial enterprises, not for profit entities or public sector entities.
Double-entry bookkeeping or known as double-entry accounting, is a way to record transactions that have been developed long time ago. Our cultural now is that, he way we do things are the ways have been developed over many generation. But why? Isn’t it would be easier for us to do it in a short form or something? The reason why we still use the previous developed ways is because it would be so much easier to let the people who do not know the ways to learn everything than to retrain everyone who can already deal with the way it works. Yet we still have to remember, ideas are powerful. Also to be accurate in records, it is good to maintain double-entry format as it helps us to fix up any errors that we could spot while doing double entry.
Double-entry accounting is a system of recording transactions of firm to ensure the relationship between the different elements of the business model that underpins accounting is kept intact. We have now move bookkeeping into digital form instead of using books like older days. It is because the world now runs better with computer system and it is easier for us to keep them and review them. There is now a lot of accounting packages that has been developed to make our transaction entry easier. Moreover, Excel spreadsheet can be easily used to record and manipulate and manage data as well. Small business may do their own bookkeeping or they may be like slightly larger business would employ someone to do bookkeeping on a weekly or monthly basis depending on how much transactions a business have each day. (That is a part-time basis) While, the larger business would employ a full-time staff to enter data and to ensure the bookkeeping are up-to-date.
To achieve knowledge of accounting system, I understand that it is important for me to understand the idea and concepts. It has to make sense to myself and all I need to be involved and connected to the ideas of business by myself. No one else could do the work for me. To be able to transform the way I look at business or improving more ideas and concepts, it is important that myself to support accounting prior to my knowledge and previous experiences.
In building-blocks of accounting, there are a part call journals and ledgers. It was break into two books in the older days. Since we have now records everything into digital format I would actually know this as two different folders. Journal is a file that contains daily transactions and economic events of the firm. It is recorded each day, which than you can understand as it is a list of transactions recorded for the firm. While ledger, it contains the same transaction but arrange not in order of each day. It is arranged as an individual accounts form. The different accounts are assets, liability, equity, revenue and expenses. Which also known as the five elements of accounting.
Liabilities are aspects use up in future economic benefits. Equity is the left over concept. Which is what we have left after liabilities are deduct from assets. Assets and liabilities represent value of firm while equity represents the interest of its owners. After understanding of the elements I also know that equity will always be equal to assets less liability. These three elements provide measure of the value of firm. This is the central concept of business.
Also, to my understanding, value would be different as business is always on the move as they change in markets or due to business activities. Now we will make a step forward to revenue and expenses. It is addition or deductions in equity. I see that the reason of business makes profit is because profit gives an addition (increase) in value which is important for the business. Which the less expenses the better it is as it considered being a loss which will be decrease in value.
Question 1:
Why do we have double-entry accounting? Why do we put in everything twice? Why not just one?
The double-entry accounting has been developed awhile ago, the reason why do we still follow it is because it is a good data records as it provides all the information about the firm that is needed as well as it is accurate. Using the double-entry accounting system also helps us to identify any error and giving us an opportunity to correct the error so that all the values are accurate and up-to-date.

Question 2:
For your firm, identify three assets, three liabilities and three items of equity. Describe what each item means to you.
-After my understand of this chapter as I mentioned above, these are the three assets of my allocated company (Webster Limited);
*Trade and other receivable, in both current and non-current assets as amounts billed by Webster to its customers when it delivers goods or services to them in the ordinary course of business and some to be pay now while some to be pay in future
*Property, plant and equipment, non-current assets, vital to Webster operations but cannot be easily liquidated. Not planning to sell them yet which than each year after revaluation, the property, plant and equipment and increase in value which than turns to be future assets.
*Investment property, non-current assets, property that has been purchased with the intention of earning a return on the investment current or in future. As property not sold yet so it would remain as future assets till sold.
-Three liabilities of Webster Limited;
*Borrowings, current liability as a certain minimum amount is needed to be pay each year
*Deferred tax liability, non-current liability, as it has been deferred and to be pay in future
*Provisions, current-liability. Payment of services (transportation and more) or equipment currently

-Three items of equity
*Issued capital, issued share to shareholders. This is part of a Webster’s authorised capital
*Reserves, shareholders’ equity
*Retained earnings, retain their earnings in order to invest them into areas where the company can create growth opportunities, such as buying new machinery as is part of future plan.


No comments:

Post a Comment